Fund companies are tinkering with these one-stop retirement plans after their bear-market beating.
From Kiplinger’s Personal Finance:
From U.S. senators to government regulators to shell-shocked investors, everyone, it seems, is drawing a bead on target-date funds for producing such rotten results during the 2007-09 bear market. These funds were supposed to be simple solutions for retirement saving: You picked a fund with a date close to your anticipated retirement. As the date approached, the fund would adjust the bond portion of its portfolio to become more conservative and protect returns.
Now is a good time to consider initial stock offerings.
From Kiplinger’s Personal Finance:
The 2008 financial crisis put initial public offerings into a seven-month coma. But IPOs started to perk up in the second quarter of 2009. Barring more shocks to the financial sector, the 2010 market could be positively robust.
Anyone who’s ever played Uno knows that wild cards change the game. The next decade could be transformed in unexpected ways if we experience a global drought or a miraculous breakthrough in technology. To stay one step ahead, tweak your portfolio to anticipate these scenarios:
This is the portfolio of Thomas M. Anderson. He is a journalist who is passionate about telling great business stories. He is an associate editor at Kiplinger's Personal Finance. He specializes in writing about retirement planning and investing.
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